$\boxed{\rm{ as\qquad inspite~ of\qquad moreover\qquad in~short\qquad both\qquad if\qquad until\qquad though }}$ Mr. Joy is always sparing in use of money (a)———-he earns a lot of money. He seldom buys new cloths, (b) ———-, he bargains with the shopkeepers to save money, (c)———- having many friends and relatives, he always tries to avoid entertaining them, (d)———-he and his wife put on shabby dresses, (e)———-, he has a strange personality.

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