Frugality is a good habit. (a) A man who is frugal does not like to spend money without reasons. (simple) (b) The target of a frugal man is to save money for future, (complex) (c) Every one should practise frugality to make a well-planned family. (passive) (d) Since a frugal man saves money, he can spend it in time of crisis. (compound) (e) A frugal man is happier than a prodigal man. (positive)